Healthcare Access in Portugal for Newcomers
By Emilia Perez
Published Updated Last verified
Portugal’s national health service, the Serviço Nacional de Saúde (SNS), is open to residents, and a newcomer gets in through one local step: registering at a health center. What decides whether the SNS pays your bills, though, is not the registration alone. This guide follows the Portuguese government’s migrant health guide and the British and American government pages that address their own citizens.
It describes what the official pages say on the day we read them. It is not medical or insurance advice.
How a resident gets a user number
The government portal’s guide for migrants says any foreign person with legal residence in Portugal can get an SNS user number (número de utente), which gives the right to care in the public units of the SNS. The number is assigned the first time you go to a public health unit, such as a health center or a hospital. You then register at the health center of your area of residence. If you need to be seen elsewhere, you can make a temporary registration at another center, valid up to 12 months.
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Hold a residence permit
Legal residence is the condition the guide names for getting a user number.
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Have a Portuguese NIF and a full address
Both must be linked to your registration for the SNS to cover your costs.
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Receive the user numberFirst visit
It is assigned the first time you go to a public health unit.
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Go to your health center
Register at the center of your area of residence, with your ID document.
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Moving about
A temporary registration at another center lasts up to 12 months.
Sources read on 2026-10-18: gov.pt, Migrantes: cuidados de saúde em Portugal (updated 23/06/2026).
The same guide is clear about a second step. Having the number does not by itself mean the SNS covers your costs. For that, four items must be linked to your registration: an identification document, your Portuguese tax number (NIF), your full address in Portugal and a valid residence permit. The guide adds that in some cases provided by law, the SNS can cover costs without those items. Our guide to the NIF covers the second item.
What you show at the counter varies slightly by page. GOV.UK, in its guide for British residents, lists a residence certificate, a passport and the NIF, and its older healthcare page adds the social security number (NISS) if you are employed or self-employed. An older reception manual from the health ministry’s central administration (ACSS) says a non-EU resident shows the residence permit, and that proof of social security enrollment is not required. The manual predates the creation of AIMA, so treat it as background and ask the health center for its current checklist. We could not open the government portal’s own “register at a health center” page, which was down for maintenance when we tried.
The same manual says a person with a receipt for a pending or renewed residence application keeps the same access as nationals.
What changes by nationality
| Topic | American | Briton |
|---|---|---|
| Short visit | Travel medical insurance, 30,000 euros minimum, valid in Schengen | GHIC or EHIC for medically necessary state care; not a substitute for travel insurance |
| Resident with a permit | Register at the health center; same registration path as every resident | Register with a residence certificate, passport and NIF; same rights as a Portuguese citizen |
| Special route | None found; Medicare does not work overseas | S1 form for holders of a UK State Pension or other exportable benefit |
Sources read on 2026-10-18: U.S. Embassy in Portugal, Medical assistance; U.S. Embassy in Portugal, Older traveler information; GOV.UK, Living in Portugal (updated 10 July 2026); GOV.UK, Healthcare for UK nationals living in Portugal; GOV.UK, Portugal travel advice, health.
For Americans, the ACSS page on foreigners’ access to the SNS lists the countries with bilateral agreements covering sickness cover: Andorra, Brazil, Cape Verde, Québec, Morocco and Tunisia. The United States is not on that list, and neither is the United Kingdom. For Britons, GOV.UK points to the S1 route, described below.
Americans
The U.S. Embassy in Portugal says the U.S. government does not provide medical insurance or pay medical bills for U.S. citizens overseas, and that Medicare does not work overseas. It also says Portugal does not offer free medical treatment to visitors and that non-EU citizens must have travel medical insurance covering emergency care, hospitalization and repatriation, with a minimum of 30,000 euros, valid in the whole Schengen area for the length of the stay.
For a residence visa, the Portuguese ministry lists valid travel insurance covering medical expenses, urgent care and possible repatriation among the general documents. The ministry’s page states no minimum amount for this insurance, and says the requirement may be waived under a bilateral agreement, for example for holders of a UK S1. Once you hold a residence permit and register with the SNS, the registration path above applies to you.
Britons
GOV.UK’s guide for British residents says you need to be registered as a resident to access state healthcare, that it is not completely free and that patients pay standard user fees. Its newer “Living in Portugal” guide, last updated on 10 July 2026, says residents should register with the SNS and have the same rights to treatment as a Portuguese citizen; to register you ask for a user number at the health center with your residence certificate, passport and NIF. It adds that you can get private health insurance but do not need to, and that you still need to register for state healthcare.
The S1 route is for British residents who receive a UK State Pension or another exportable benefit. GOV.UK says you request the form from NHS Overseas Healthcare Services, register the S1 at a Portuguese social security office, then register it at your health center with your passport and residence certificate; you and your dependants are then covered on the same basis as a Portuguese citizen. It warns that a dependant’s cover under a pensioner’s S1 ends when the dependant starts claiming their own UK State Pension; NHS Overseas Healthcare Services then sends a new S1, which must be registered. The guide also says the GHIC and EHIC are for visits, students and posted workers, not for residents.
People who moved before 1 January 2021 should hold a Withdrawal Agreement residence permit, according to GOV.UK.
What it costs: user fees and exemptions
The SNS is not free at the point of use. The ACSS FAQ updated in February 2025 sets out the user fees (taxas moderadoras) and who is exempt. Among the groups it lists as exempt are pregnant women and women giving birth, minors, people with a disability of 60 percent or more, people in proven economic hardship (household income at or below 1.5 times the social support index, IAS), blood donors and asylum seekers.
The FAQ also says consultations and the exams prescribed within the primary-care network (the health center) carry no fee, and neither does an emergency-department visit that follows a referral from primary care, from the SNS contact center or from the emergency medical service INEM. Fees are charged for hospital consultations, except a first specialist consultation referred by the health center, and for emergency departments without such a referral. The table in the FAQ, reproduced from ministerial ordinance 64-C/2016, gives 7 euros for a specialist consultation and 14, 16 or 18 euros for an emergency visit depending on the type of unit, plus fees for tests done during the visit, capped at 40 euros. We could not confirm whether a later ordinance changed these amounts, and GOV.UK’s older page gives other examples (5 euros for a GP appointment and 15 euros for A&E), so confirm the current amount at the center or hospital.
GOV.UK also says dental care is not usually covered by the national health service.
If you are not yet a resident
A visitor from outside the EU has no entitlement to cost-free care. The ACSS reception manual says third-country visitors must show valid health insurance, and without it they must pay the full cost of care. The same manual says foreigners without a residence permit are charged the costs, except care in situations that endanger public health (urgent and vital care, communicable diseases, maternal and child care, care for resident minors, vaccination under the national program, and people in social exclusion or economic hardship), on showing a certificate from the parish council (junta de freguesia) that they have lived in Portugal for more than 90 days. The manual cites a 2001 ministerial order and predates AIMA, while the 2019 health framework law says migrants, with or without legalized status, are SNS beneficiaries “under the applicable legal regime”. We did not find a current page that reconciles the two, so do not rely on either: ask the health center.
Numbers to keep
- 112: the single European emergency number, free and open 24 hours.
- Linha Saúde 24, 808 24 24 24: triage and advice, with a clinical line open 24 hours and an administrative line from 8:00 to 22:00, charged as a call to a fixed line. GOV.UK says to press 9 for English on the mainland.
- European Health Insurance Card (CESD): the government portal says a resident registered with the SNS and social security can ask for it, for temporary stays in other EU countries.
What the date refers to
For the order of tasks over the whole first year, see your first year in Portugal.
This guide’s update date, 10 July 2026, is the date of GOV.UK’s “Living in Portugal” guide, the most recent dated page among our sources. The government portal’s health guide for migrants is dated 23 June 2026, and the ACSS fee FAQ February 2025.
FAQ
Do I need private health insurance to live in Portugal?
For the residence visa, yes: the ministry's list of documents includes valid travel insurance covering medical costs, urgent care and repatriation (the ministry says this may be waived for holders of a UK S1). Once you are a registered resident, GOV.UK says you can get private insurance but do not need to, and that you still need to register for state healthcare.
Does Medicare work in Portugal?
No. The U.S. Embassy in Portugal says Medicare does not work overseas and that the U.S. government does not pay medical bills abroad.
Can a British pensioner use the NHS-funded S1?
GOV.UK says a UK State Pension or other exportable benefit can entitle you to an S1 form. You register the S1 at Portuguese social security and then at your health center, and you are covered on the same basis as a Portuguese citizen.
Sources
Official pages this article was checked against, with the date we last read them.
- Migrantes: cuidados de saúde em Portugal
- Acesso de cidadãos estrangeiros ao SNS
- Manual de acolhimento no acesso ao sistema de saúde de cidadãos estrangeiros
- FAQ sobre taxas moderadoras (February 2025)
- Lei n.º 95/2019, Lei de Bases da Saúde
- Healthcare for UK nationals living in Portugal
- Living in Portugal
- Health, Portugal travel advice
- Medical assistance, U.S. Embassy in Portugal
- Your health abroad, U.S. Embassy in Portugal
- Older traveler information, U.S. Embassy in Portugal
- Residency, necessary documentation
About the author
See author pageEmilia Perez writes the guides on healthcare, schools and everyday life in Portugal for Americans and Britons settling in. Her work covers the practical questions that fill the first months: public health access and private cover, enrolling children in school and childcare, and the routines that decide whether a new country starts to feel like home.
She studied Journalism at the Universidad Complutense de Madrid, where she focused on public-service reporting and how institutions communicate with citizens.
Her method is the site's: every figure and deadline comes from the competent authority's own page, is linked in the text and carries its date. Where a rule differs by region or municipality, she says which one she checked.
Her work is practical information, not medical or legal advice. When a situation needs a doctor, a lawyer or the school itself, she says so and helps you arrive prepared.